Bad finance habits are everywhere; people spend recklessly and save reluctantly. Damaging financial advice is even more rampant. This might seem like an adult issue, but it is not. Like all habits, children and teenagers start cultivating financial habits from a young age. For example, a child who saves N100…

Nowadays, the value of earning passive income is common place and rightly so. It is in effect, the act of earning money while you sleep and very few things seem as appealing as that. Instead of trading your time for money, you earn money as time passes without little to…

From its inception, financial technology (Fintech) has been both hailed and criticized as a disruptive force and rightly so. Fintech has threatened the provision of traditional finance services and has every intention of overthrowing the more archaic financial institutions. These institutions include traditional banks, credit unions, investment companies, brokerage firms…

Managing your finances can be a hassle. You need to have a budget and become your own personal accountant. Plus, being your own accountant means that you are constantly aware of bills, bills, bills. For example, sometimes when I want to watch my favorite show to relax after a busy…

The impact of the COVID-19 pandemic on the world economy has been destabilizing. Global unemployment has shot up at very high rates. In the United States, it was anticipated that March would see a loss of 100, 000 jobs, however, March saw a loss of 701,000 jobs around the US…

Don’t bank with us, no don’t! Play with us instead, yeah… where do you play? You’ve been served these boring lines long enough: … bank with us, save and win, get prosperous, one family bank,…….. The speed of everything, every other thing aside banking, is neck-breaking. Everything is on steroids…

Yeah, I’m only different. I’m just as good (…hnmm if you agree) to Peter as I am to Paul. However, I’m one thing to a carpenter and a different thing to a sailor. I feed the sailor’s fancy and hail the masculinity of the carpenter, I tell them uniquely peculiar…

Banking isn’t what we set out to do, we simply love inclusiveness…. we wanted a win-win world. Those are our WHYs of Rubies…………. The strong following of Rubies shows how badly people want the win-win world! as much as we do…. We need “collectiveness”…